Institutional Investing
 

Disclosure

 

A. TD Bank Financial Group

The TD Bank Financial Group means The Toronto-Dominion Bank and its affiliates that provide deposit, investment, loan, securities, trust, insurance and other products or services.

B. Use of Website

The Toronto-Dominion Bank and its affiliates are not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of your use of this Website and/or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. Websites accessed by hyperlink appearing from this Website are for convenience only. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this Website.

C. Information

The statements contained herein are based on material believed to be reliable and are provided for informational purposes only. They do not provide financial, legal, tax or investment advice. Graphs are used for illustrative purposes only. We cannot guarantee the information is accurate, complete or current at all times. Particular investment or trading strategies should be evaluated relative to each investor's objectives, risk tolerance and particular circumstances. TD Asset Management Inc., The Toronto-Dominion Bank and its affiliates and related entities are not liable for any errors or omissions in the information or for any loss or damage suffered. We endeavor to keep the rates and fees posted at this site current. However, rates, fees and information are subject to change at any time without notice to users and the rates, fees and information at the site may not reflect such changes. More current rates and fees prevail.

D. Trade-marks and Copyrights

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, registered or unregistered trade-marks or service marks ("Trade-marks") of The Toronto-Dominion Bank, other members of The Toronto-Dominion Bank or of third parties and used under license by The Toronto-Dominion Bank or other members of The Toronto-Dominion Bank. However, the display of Trade-marks on pages at this Website does not imply that any license has been granted to any third party.

All information in this Website is protected under the copyright laws of Canada and/or other countries. Users of this Website shall be entitled to copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by "uploading" or "downloading", without the prior written consent of The Toronto-Dominion Bank. Otherwise, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this Website.

Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this Website may be a violation of statutory or common law rights which could subject the violator to legal action.

E. Product Information

(a) General

Products and services of The Toronto-Dominion Bank and its affiliates are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information contained in this Website is subject to change without notice and does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors and others who are not resident in Canada should consult with their financial advisor and legal counsel to determine if such products and services may lawfully be sold to them in their jurisdiction.

The TD Emerald Pooled Funds, TD Emerald Pooled Fund Trusts and TD Emerald Treasury Management Pooled Funds are managed by TD Asset Management Inc., a wholly owned subsidiary of The Toronto-Dominion Bank, and are only available through TD Asset Management Inc.

TD Mutual Funds and the TD Managed Assets Program Portfolios are managed by TD Asset Management Inc., a wholly-owned subsidiary of The Toronto-Dominion Bank, and are available through authorized dealers.

Please read the prospectus for the TD Emerald Pooled Funds and TD Emerald Treasury Management Pooled Funds, which contains detailed investment information, before investing. The indicated rates of return for periods of one year or greater are the historical annual compounded total returns for the period indicated including changes in unit value and reinvestment of distributions. For periods less than one year, the indicated rates of return are the historical total returns for the period indicated including changes in unit value and reinvestment of distributions.  The indicated current yield for each money market fund is an annualized historical yield based on the seven-day period ended as indicated and does not represent an actual one year return. The indicated rates of return do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unit holder that would have reduced returns. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are not guaranteed or insured. Their values change frequently. There can be no assurances that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you. Management fees and expenses may all be associated with these mutual fund investments. Past performance may not be repeated.

All products contain risk. Important information about the TD Emerald Pooled Fund Trusts is contained in their offering circular, which we encourage you to read before investing. Please obtain a copy. The indicated rates of return for periods of one year or greater are the historical annual compounded total returns for the period indicated including changes in unit value and reinvestment of distributions. For periods less than one year, the indicated rates of return are the historical total returns for the period indicated including changes in unit value and reinvestment of distributions. Yields, investment returns and unit values will fluctuate for all funds. All performance data represent past returns and are not necessarily indicative of future performance. Pooled Fund units are not deposits as defined by the Canada Deposit Insurance Corporation or any other government deposit insurer and are not guaranteed by The Toronto-Dominion Bank.

TD Mutual Funds are managed by TDAM a wholly owned subsidiary of TD Bank and are available through authorized dealers.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund facts and prospectus, which contain detailed investment information, before investing. The performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are not guaranteed. There can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Past performance may not be repeated.

Regulatory restrictions prohibit TD Asset Management Inc. from disclosing performance information for funds offered by prospectus that have a history of less than one year.

(b) Disclosure for S&P Indices

"Standard & Poor's®", and "S&P®" are trademarks of The McGraw-Hill Companies, Inc. "TSX" is a trade-mark of TSX Inc. These marks have been licensed for use by The Toronto-Dominion Bank. The Products are not sponsored, endorsed, sold or promoted by Standard & Poor's or TSX Inc. and neither party makes any representation, warranty or condition regarding the advisability of investing in the Products.

"Standard & Poor's®" and "S&P®" are trademarks of The McGraw-Hill Companies Inc. "ASX" is a trademark of ASX Operations Pty Limited. These marks have been licensed for use by The Toronto-Dominion Bank. The TD Emerald U.S. Market Index Fund, TD Emerald Pooled U.S. Fund and TD Emerald Hedged Synthetic U.S. Equity Pooled Fund Trust are not sponsored, endorsed, sold or promoted by Standard & Poor's or the Australian Stock Exchange and neither party makes any representation, warranty, or condition regarding the advisability of investing in the Products.   

(c) Disclosure for Morgan Stanley Capital Indices

MSCI EAFE, MSCI World ex Canada, MSCI EAFE Total Return Index Net Dividend (C$), MSCI EAFE Total Return Index Gross Dividend and MSCI World High Dividend Yield Index (C$) are trade or service marks of Morgan Stanley Capital International Inc. ("MSCI") and its affiliates and have been licensed for use for certain purposes by TD Asset Management Inc. The TD Emerald International Equity Index Fund, TD Emerald Enhanced International Equity Pooled Fund Trust, TD Emerald Global Equity Pooled Fund Trust and TD Emerald Hedged Synthetic International Equity Pooled Fund Trust (the "Funds"), based on the MSCI Indexes, have not been passed on by MSCI as to their legality or suitability, and is not issued, sponsored, endorsed, sold or promoted by MSCI.  MSCI makes no warranties and bears no liability with respect to the Funds.  MSCI has no responsibility for and does not participate in the management of the Funds' assets or sale of the Funds' units.  The prospectus for the TD Emerald International Equity Index Fund contains a more detailed description of the limited relationship MSCI has with TD Asset Management Inc. and the Funds.

(d) Disclosure for FTSE TMX

FTSE TMX Global Debt Capital Markets Inc. ("FTDCM"), FTSE International Limited ("FTSE"), the London Stock Exchange Group companies (the "Exchange") or TSX INC. ("TSX" and together with FTDCM, FTSE and the Exchange, the "Licensor Parties"). The Licensor Parties make no warranty or representation whatsoever, expressly or impliedly, either as to the results to be obtained from the use of the index/indices ("the Index/Indices") and/or the figure at which the said Index/Indices stand at any particular time on any particular day or otherwise.  The Index/Indices are compiled and calculated by FTDCM and all copyright in the Index/Indices values and constituent lists vests in FTDCM.  The Licensor Parties shall not be liable (whether in negligence or otherwise) to any person for any error in the Index/Indices and the Licensor Parties shall not be under any obligation to advise any person of any error therein.

"TMX" is a trade mark of TSX Inc. and is used under licence. "FTSE®" is a trade mark of the London Stock Exchange Group companies and is used by FTDCM under licence.

(e) Performance 

Performance data for TDAM's pooled fund trusts (PFTs) that is provided for a period of less than 12 consecutive months may not be representative of the fund's long-term performance.

    November 18, 2017